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Lawsuit filed against CNA Financial Corp. and Continental Casualty Company (“CNA”) Alleging Breach of the Terms of Long Term Care Insurance Policies by Excluding Coverage at Assisted Living Facilities
According to the complaint filed on May 18, 2015, CNA is breaching the terms of its long term care policies by denying coverage for all claims filed for stays at assisted living facilities.
If you or a family member has a long term care policy with CNA, you may be entitled to compensation.
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About CNA’s Breach of Terms of Its Long Term Care Policies
A complaint was filed on May 18, 2015 in the United States District Court for the Western District of Wisconsin accusing CNA of breaching its terms of their long term care policies. Plaintiff claims CNA is misrepresenting the Wisconsin statutory definition for assisted living facilities and the requirements of its long term care policies to justify denying all claims at the state’s assisted living facilities. To qualify for benefits of a CNA long term care policy, you must show that you are medically eligible and the long term care facility meets the policy’s definition of such. At issue in this lawsuit is the definition of 24- hour-a-day nursing service and whether any Wisconsin assisted living facility can meet this requirement. Plaintiff alleges CNA is wrongfully stating that no Wisconsin assisted living facility can meet the 24-hour-a-day nursing service requirement. Plaintiff further states CNA is denying to pay claims at facilities in which they had paid in the past. Plaintiff adds that CNA also requested and received a 45% rate increase on these very policies.